CFO Command reads your QuickBooks and tells you what changed, what's coming, and what to do about it. The free Pulse tier gives you a Command Score and your cash position; Command is $149/mo and Advisory is $449/mo.

For professional-services firms on QuickBooks

Your books, explained every month. Built by a CFO.

CFO Command reads your QuickBooks and tells you what it means: what changed, what's coming, and what to do about it.

Read-only access through Intuit. Your dashboard builds itself from your real books.

Or try it first

Enter a few numbers and get a free Command Score. No login, no cost.

Basics

Cash & Debt

Revenue

Business basics

Business name

Fiscal year end

Don't want to enter this manually? Connect your QuickBooks free and we'll pull your numbers automatically.

Free · No login required · Takes about 60 seconds

What CFO Command does

The same numbers a CFO would pull, without the CFO salary.

Most firms your size can't justify a full-time or fractional CFO, so CFO Command turns the handful of numbers you already have into a plain picture of where your cash is going, when it runs out, and what to do about it. Here's what's inside.

Command Score and months of cash

One number from 0 to 100 built from your cash, profit, billable time, client mix and which way you're heading. Plus how many months of cash you have, and the week you'd go below zero if nothing changes.

13-week cash forecast

A rolling weekly projection of your ending cash balance so you can see a payroll problem or a growth window weeks before it happens, not after, plus 6 and 12 month views, and a cash floor line you set.

What if

Try a move before you make it: a hire, a price change, a loan. 15 moves, starters built from your own numbers, compare up to 3 on one chart.

Goal questions

Set the lowest balance you want to keep, then ask: How much can I spend on a hire? When can I afford one? How much would I need to borrow, and when?

What changed

Compare any two months and see which lines moved. You choose what counts as a big change.

CFO memo

A monthly memo written from your own numbers when you close the month: what changed, what to watch, and two or three moves to make.

Built for your industry

Your dashboard wouldn't look generic, and neither do these.

Every industry has different numbers that matter. Examples of what your dashboard looks like.

Examples of what your dashboard looks like.

Sample data, built to show the shape. Yours is built around your business.

This one adds the next 13 weeks week by week, with a what-if laid over them.

Thorne & Latham Consulting

Sample company, not a real businessSample dashboard42 staff

What happened?

Bank balance today

$540,000

Revenue

$468,000

+$12,400 vs last month

Net income

$9,400

-$3,200 vs last month

You're owed

$430,000

$42,000 past 60 days

How long you wait to get paid

52 days

4 days slower than a year ago

Your largest client

18.0%

was 21.0% a year ago

What now?

Command ScoreWatch

68 / 100

Cash

21 / 30

Profit

14 / 20

Billable

11 / 20

Client mix

9 / 15

Direction

13 / 15

Cash and the next 13 weeks

Months of cash left

About 6.8 months

At your average spending

Lowest point: $235,200, week of 28 Dec

Next 13 weeks: ending cash each week

Week of 12 OctWeek of 4 Jan 2027: $303,300

Profit this month

What you keep after the cost of the work

38.0%

Share of revenue left once the work itself is paid for

Profit before draws

2.0%

Share of revenue left before the owners take money out

Numbers that matter in consulting

Share of paid hours that are billable

61%

Your people bill 61% of the hours you pay for. Each point back is worth about $38,000 a year.

What you collect for each dollar billed

84%

You bill $1.00 and collect $0.84. The gap is write-offs, not clients who never pay.

Work done but not yet invoiced

$412,000

38 days of finished work you haven't asked to be paid for yet.

What you actually earn an hour

$217

Your standard rate is $325. About a third of it is being discounted without anyone deciding to.

Week by week, with a what-if

Payroll, loan payments, owner draws and card payments land on their own dates. Money coming in follows when clients have actually paid.

Lowest balance ahead

$235,200

Week 12

Ending balance, week 13

$303,300

-$236,700 from today

Heaviest week

$201,900 out

Week 2, mostly payroll

Months of cash left

6.8 months

At your average spending

What if

Bill the backlog, pay the tax bill, add a senior hire

Collect $180,000 of the finished work not yet invoiced: lands week 4
Quarterly tax payment of $95,000: goes out week 9
A senior consultant from week 6: $3,300 a week, all in

Week	Money in	People	Owner	Loans	Other costs	Net	Ending
Wk 112 Oct	$120,000	$9,200	$40,000	$12,000	$42,700	$16,100$16,100	$556,100$556,100
Wk 219 Oct	$120,000	$159,200	—	—	$42,700	-$81,900-$81,900	$474,200$474,200
Wk 326 Oct	$120,000	$9,200	—	$22,000	$42,700	$46,100$46,100	$520,300$520,300
Wk 42 NovCollect the backlog +$180,000	$120,000	$159,200	—	—	$42,700	-$81,900$98,100	$438,400$618,400
Wk 59 Nov	$120,000	$9,200	$40,000	$12,000	$42,700	$16,100$16,100	$454,500$634,500
Wk 616 Nov	$120,000	$159,200$162,500	—	—	$42,700	-$81,900-$85,200	$372,600$549,300
Wk 723 Nov	$120,000	$9,200$12,500	—	$22,000	$42,700	$46,100$42,800	$418,700$592,100
Wk 830 Nov	$120,000	$159,200$162,500	—	—	$42,700	-$81,900-$85,200	$336,800$506,900
Wk 97 DecQuarterly tax payment -$95,000	$120,000	$9,200$12,500	$40,000	$12,000	$42,700	$16,100-$82,200	$352,900$424,700
Wk 1014 Dec	$120,000	$159,200$162,500	—	—	$42,700	-$81,900-$85,200	$271,000$339,500
Wk 1121 Dec	$120,000	$9,200$12,500	—	$22,000	$42,700	$46,100$42,800	$317,100$382,300
Wk 1228 Dec	$120,000	$159,200$162,500	—	—	$42,700	-$81,900-$85,200	$235,200$297,100
Wk 134 Jan 2027	$120,000	$9,200$12,500	—	—	$42,700	$68,100$64,800	$303,300$361,900

Forecast: ending balance

$303,300

With this what-if

$361,900

The difference

+$58,600

Lowest point: forecast $235,200 (week 12) · with the what-if $297,100 (week 12)

A what-if never changes your forecast: you see both, week by week, and the gap between them.

Plans & Pricing

Start free with a Command Score, and upgrade whenever you want more history, forecasting, or a real CFO who walks you through it.

Pulse

See where you stand, free.

Free

Your Command Score, updated each month
Bank balance, months of cash left, and the week you'd go below zero
A 4-week cash forecast with the lowest point ahead
What you're owed and how long you wait to get paid
Plain-English explanations of every number
(Manual entry also available if you'd rather not connect)

Recommended

Command

Know what's coming, and test decisions before you make them.

$149/mo

Everything in Pulse
Twelve months of history from day one, with your score trend
Full 13-week forecast, plus 6 and 12 month views
What if: 15 moves, starters built from your own numbers
Set a cash floor and ask: how much can I spend on a hire, when can I afford one, how much would I need to borrow
Compare up to 3 what-ifs side by side
A monthly memo written from your own numbers
What changed: compare any two months
Ask Your CFO: ask a question about your numbers, get an answer from your own books
Build your PDF for your bank or partners

Advisory

The full service: we build it and run it with you.

$449/mo

plus $1,995 one-time CFO build

Everything in Command
CFO Build: a CFO on our team meets with you first, then builds your dashboard and delivers your first memo ($1,995 one-time)
Monthly CFO update to your dashboard
Quarterly strategy and review calls

What changes as you move up

Feature	Pulse	Command	Advisory
See where you stand
Command Score, months of cash left, and when you'd go below zero
What you're owed, and how long you wait to get paid
Plain-English explanations of every number
Saved history & score trendPulse builds your history one month at a time from when you connect. Command and Advisory start with the last twelve months already in place.	From when you connect	Twelve months from day one	Twelve months from day one
Act on it
Cash forecast	4-week preview	Full 13 weeks + 6 and 12 months	Full 13 weeks + 6 and 12 months
What if
Cash floor and goal questions
Compare what-ifs
Monthly CFO memo
What changed, month to month
Ask Your CFO
Build your PDF
We run it with you
A CFO on our team meets with you, then builds your dashboard ($1,995 one-time)
Monthly CFO update
Quarterly strategy and review calls

Advisory includes a one-time $1,995 build fee in addition to the monthly subscription. See the Advisory service terms and our terms of service.

Questions

Will this actually tell me what to do?

Yes. On Command you get a monthly CFO memo, written once your books for the month are closed. It tells you what changed, what to watch, and the two or three moves a CFO would make next. On Advisory a CFO also goes through it with you on quarterly strategy calls.

Can CFO Command change anything in my QuickBooks?

No. It connects through Intuit with read-only access. It cannot create, edit or delete anything in your QuickBooks.

Is there a free plan?

Yes. Pulse is free: connect your QuickBooks and see your Command Score, your bank balance, months of cash left and the week you'd go below zero, and what you're owed, with a plain-English explanation of every number.

When do I pay the Advisory build fee?

Not at checkout. Starting Advisory charges nothing that day, and your $449/mo plan (or $4,490/yr paid yearly) begins after a 30-day free trial. Every Advisory engagement starts with a discovery meeting. After it, we ask for access to your books and send the one-time $1,995 CFO build fee invoice, then build your dashboard. The build fee is non-refundable.

What happens if I stop?

Disconnect in Settings and access is revoked immediately. Ask us and we'll delete what was already pulled.

Let's talk about your business

Bring a question about your numbers. We'll show you what a month with CFO Command looks like.

Get in Touch